Everything You're
Wondering About

Stallion Property Partners is a real estate investment company founded by Shahid, actively buying in Georgia, Florida, and Tennessee. We specialize in creative financing — meaning we find ways to buy homes that traditional buyers and real estate agents simply can't offer.

We work with homeowners who need flexible solutions and with investors looking for a reliable buying partner in our target markets.

No — we are investors, not agents. This is an important distinction. Real estate agents list your home on the MLS and collect a 5–6% commission from your sale price. We are the actual buyer.

There are no commissions, no listings, no months of waiting for a retail buyer. We make decisions quickly and move on your timeline — not the market's.

We are actively buying in Georgia, Florida, and Tennessee. In Georgia, we focus on Atlanta metro and statewide — including Marietta, Smyrna, Decatur, Kennesaw, Roswell, Alpharetta, Duluth, Lawrenceville, Jonesboro, College Park, and surrounding counties.

If you're not sure whether we cover your specific area, just reach out — we'll tell you right away.

We buy single-family homes, duplexes, and small multifamily properties in any condition — including those needing major repairs, with liens, in probate, or with complicated title situations.

We do not typically purchase commercial properties or vacant land, but feel free to reach out if you have something unique — we'll tell you quickly if it works.

Absolutely none. Getting an offer from us is completely free with zero obligation. We'll have a conversation, look at your situation, and present what we can do. If it works for you, great. If not, no hard feelings — and no pressure either way.

We never charge sellers anything. We are the ones paying you.

Yes — always. We never ask sellers to make repairs, clean out the property, or update anything. We factor the condition into our offer and structure. You can leave things behind and walk away.

This is one of the biggest advantages of working with us over a traditional retail buyer who will ask for repair credits, inspections, and walk-throughs.

It means we buy your home "subject to" the existing mortgage — the loan stays in your name on paper, but we take title and take over all the payments. You are no longer responsible for making mortgage payments. We are.

The loan doesn't get paid off at closing — instead, we make the monthly payments going forward until we eventually sell the property (at which point it's paid off) or refinance it into our name.

Traditional selling takes 60–120+ days on the market, costs 5–6% in agent commissions, and requires repairs and showings. A Subto deal means we close much faster, you pay zero commissions, we buy as-is, and you get immediate relief from payments.

It's especially powerful when you're behind on payments, going through a life change, or need to move quickly without losing money to fees and delays.

Your mortgage stays exactly as it is — same loan, same lender, same interest rate, same monthly payment. We take over making the payments on your behalf.

The loan remains in your name until we sell the property (it gets paid off from the sale proceeds at closing) or we refinance it into our own name. We always keep you informed about the property and loan status.

This is the most important question to ask — and we respect you for it. Here is how you are protected:

1. We take title to the property — meaning we have full ownership and every financial incentive to protect it. It would directly damage us not to pay.

2. Every transaction uses a licensed title company with proper legal documentation — not informal agreements.

3. Many of our deals use a third-party loan servicing company that collects payments from us and pays your lender directly — giving you full visibility and a paper trail.

We are investors with a reputation to protect. Not paying would destroy our business. We only take deals we can sustain financially.

It depends on our plan for the property. If we resell the home, your loan gets paid off completely at closing — typically within 1–3 years depending on our exit strategy.

If we hold it as a rental, we typically refinance into our own name within 2–5 years. We discuss the expected timeline with you upfront before you sign anything and put it in writing.

Not necessarily. Subto works best when the existing mortgage has a low interest rate, since we take over that locked-in rate. You don't need large equity — some of the best Subto deals have little equity but great loan terms.

Every situation is different, which is why we always have a conversation first before telling you whether it works or not.

Yes — and this is one of the situations where creative financing shines most. Being in pre-foreclosure actually makes a Subto deal more viable and more urgent.

We can step in quickly, catch up the missed payments (called arrears), and stop the foreclosure clock — potentially saving your credit from a full foreclosure hit. Time is critical in these situations, so reach out as soon as possible.

Inherited properties are one of our specialties. Whether the home has a mortgage, is fully paid off, needs repairs, has title issues, or is going through probate — we can navigate it.

We work with estate attorneys and title companies regularly on exactly these situations. We'll give you a clear picture of all your options and let your family decide what works best — with zero pressure.

It depends on the strategy. A cash offer is typically below market value — that's the honest trade-off for speed and certainty. A Subto or seller financing deal can get you closer to or at full value because we're offering flexibility instead of a discounted lump sum.

We are always transparent about how we calculated any offer we present. No vague numbers, no bait-and-switch.

We work with sellers in divorce situations regularly. The key requirement is that both parties on the title need to agree to sell — we can't proceed without both signatures.

If that's the case, we can move quickly to remove the property from the picture so both parties can move forward cleanly. We handle everything with discretion and work within whatever legal process you have in place.

Liens and code violations complicate traditional sales but they don't automatically stop us. We've worked with properties carrying tax liens, HOA liens, and code violations.

We factor those into our offer and deal structure. The title company helps navigate what can be resolved and how. Reach out even if you think the situation is too messy — you might be surprised.

We always recommend you consult one if you have concerns — and we will never pressure you not to. Every transaction uses a licensed title company which provides legal documentation and protections for both parties.

Having your own attorney review anything before you sign is completely reasonable and honestly encouraged. We have nothing to hide.

If we are making your mortgage payments on time — which we always do — your credit will either stay the same or improve. The loan continues to report on your credit as payments made on time, because they are.

If you were already behind before we stepped in, catching up on the missed payments actually helps your credit begin recovering. The risk only exists if we stopped paying — which we don't do.

This is an important question to ask your mortgage lender before proceeding with us. Having an existing loan in your name may affect your debt-to-income ratio when you apply for a new mortgage.

Some lenders count it against you; others may not if you can show documentation that someone else is making the payments. We strongly recommend consulting with a mortgage broker about your specific financial picture before we close.

Most mortgages contain a "due-on-sale" clause that technically allows the lender to demand full repayment if ownership is transferred. In practice, lenders almost never exercise this — especially when payments are being made on time every month.

Banks are in the business of collecting payments, not calling performing loans that would require them to foreclose and resell. That said, we are always transparent about this risk and structure deals carefully to minimize any exposure for both parties.

Yes — subject-to investing is completely legal in Georgia, Florida, Tennessee, and across the United States. It is not a loophole or a gray area. It is a legitimate real estate purchase strategy that has been used by thousands of investors for decades.

All transactions are handled through a licensed title company with proper legal documentation — just like any other real estate closing.

Smart and important question. Here is what protects you:

1. We use an independent licensed title company — not someone we hired ourselves. They are a neutral third party protecting both sides.

2. Every document is reviewed at closing by the title agent. Nothing is informal or undocumented.

3. We encourage you to have your own attorney or advisor review anything before signing.

4. We operate as a registered LLC in Georgia.

5. We never ask you for any money. Ever. We are the ones paying you. If anyone in real estate ever asks you for upfront money to "process" a deal — that is a red flag. Walk away.

A typical Subto transaction includes:

• Purchase and Sale Agreement — the contract between you and us
• Warranty Deed — transferring title/ownership to us
• Memorandum of Agreement — recorded at the county courthouse
• Performance Deed of Trust (when applicable) — protects you if we fail to perform

Everything is recorded publicly at the county courthouse. There are no hidden or informal arrangements. You will have copies of every document.

When we sell the property, the mortgage in your name gets paid off completely at closing — just like in any normal home sale. The title company processes the payoff directly with your lender from the sale proceeds.

After that point, the loan is completely gone from your name. Your credit reflects a paid-off mortgage. This is one of the cleanest ways the arrangement ends for you.

Absolutely — this is one of our favorite ways to work. If you have a deal with a motivated seller and creative finance terms (Subto, seller finance, lease option), bring it to us. We close quickly, pay your assignment fee, and keep you as a referral partner for future deals.

We are actively looking for deal flow in Georgia, Florida, and Tennessee right now.

Yes, and we value agent referrals highly. If you have a seller who can't list traditionally — behind on payments, home needs too many repairs, needs to close faster than the market allows, or dealing with complicated title — send them our way.

We can often pay a referral fee for leads that convert to closed transactions. Reach out to discuss terms.

Yes. If you find the deal and we fund or structure it, we're open to splitting the profit. The specific terms depend on what each party is bringing — lead, contract, capital, or management expertise.

We prefer a clear conversation upfront and everything in writing before moving forward. Clean partnerships with honest numbers.

Fast. We don't need committee approvals or bank sign-offs. Once we have the basic details — property address, mortgage balance and rate, and the seller's situation — we can usually give you a yes or no within 24 hours.

Speed is one of our biggest advantages as buyers. When you bring us a deal, you'll get a real answer quickly.

Call or text Shahid directly at (678) 650-6934 or use the contact form on our contact page. When you reach out, include:

• Property address
• Approximate value
• Existing mortgage balance and rate
• Monthly payment
• Seller's situation (why they're selling)

The more detail upfront, the faster we can tell you if it's a fit — usually within 24 hours.